Alternative investments & lending

How Can We Help You?

Investors

We offer investors the opportunity to invest in high quality mortgages that offer attractive rates of return.

Mortgage Brokers

Advanced Alternative Lending can help you fund difficult or challenging mortgage applications for your clients.

Borrowers

We provide alternative mortgages, outside of the traditional lending scope to finance the home of your dreams.

Advanced Alternative Lending

Our Mortgage Solutions

As lending regulations become increasingly strict, private mortgage financing is emerging as a significant source of mortgage funding. Often, there are situations in which banking institutions are unable or unwilling to lend. In these cases, seeking out a private lender becomes a preferred option. 

With current lending requirements becoming increasingly tighter, qualifying to buy a home can sometimes be challenging. It is more common in today’s environment to see lenders requesting a larger down payment, or declining clients who have reasonably minor blemishes on their credit. 

Improving or renovating a home can be done for a number of reasons, but the most common reason tends to be for personal enjoyment. Opportunity and timing don’t always match up, and Advanced Alternative Lending can assist in covering short or longer term gaps in financing when considering larger or smaller home improvement projects.

Improving or renovating a home can be done for a number of reasons, but the most common reason tends to be for personal enjoyment. Opportunity and timing don’t always match up, and Advanced Alternative Lending can assist in covering short or longer term gaps in financing when considering larger or smaller home improvement projects.

If you have equity in your home you may be able to access it and use it to purchase investments, invest in a business or even pay off higher debt credit cards and loans and used the cash flow saved to invest. 

As education costs continue to climb, sometimes the only way to keep up is to borrow money. Be it for yourself, your spouse or your children, there are a number of solutions including government loans, lines of credit or borrowing against real estate.

For self employed individuals, it can sometimes be difficult to qualify for a traditional mortgage. Lenders focus on several factors when making the decision to approve or decline a mortgage application, and reported income is one of the main criteria.

Life doesn’t always work out as planned and you don’t plan for a marital breakdown. Paying accumulated debt can be daunting, in some cases one spouse is left to pay bills on their own. You may need to draw from your home equity to pay credit cards or buy out your former spouses portion of the matrimonial home. 

Interest rates on private mortgages can vary significantly depending on a number of influences, in much the same way as traditional institutional lending rates do.

Advanced Alternative Lending

Credit Repair Tips

Keeping yourself aware of what is going on with your credit is very important.  Credit Bureau agencies have various programs available for you to use in order to check your credit score on the spot or sign up for a credit monitoring service.

When unforeseen circumstances cause your credit score to drop, it’s nice to know there are steps you can take to repair it. Here are tips from the Financial Consumer Agency of Canada (FCAC) on how to improve your credit score.

Filing for bankruptcy can provide much needed relief to debtors who have come across unfortunate circumstances. Once bankruptcy is declared, unsecured creditors are no longer able to garnish your wages or initiate collection. 

The AAL Difference

Everyone wants their mortgage experience to be simple, straight forward and effortless.

But today, with troubled markets around the world, that isn’t always the case. Although the Canadian Economy has continued to perform well in most sectors, Canada has been seeing considerably tighter mortgage regulations being introduced. These changes have left many credit-worthy Canadians with fewer options for financing.

Mortgage Brokers Ottawa

7016514 Canada Inc. operating as Advanced Alternative Lending (or “AAL”) is a sister company of the well known firm, Mortgage Brokers Ottawa / Mortgage Brokers City. Mortgage Brokers Ottawa is one of Canada’s largest mortgage brokerage teams and is proud to offer its clients a wider range of mortgage options than ever before through AAL.

Mortgage Brokerage Network

While AAL is licensed as a Mortgage Administrator in the Province of Ontario, the corporation has a wide network of mortgage brokerages across Canada that are licensed to serve you in the province where your property resides.
Michael Hapke, AMP
President & CEO

Advanced Alternative Lending

Mortgage Solutions

Whatever your mortgage needs, Advanced Alternative Lending can help. We offer mortgage solutions for home purchases, home improvements, debt consolidation, investment financing, funding education, separation, self employed individuals, low credit scores and commercial financing. At Advanced, we take pride in turning challenging situations into great opportunities and offering a lending hand for Borrowers, Investors and Brokers.

At any time if you have any questions you can reach me at 613-656-0866. I look forward to hearing from you.

Get in touch

Questions?

Call us at 613-656-0017 or email info@advancedalternativelending.com.

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